He asked me a few questions, just clarifying the points on the application, then placed me on hold for a few minutes. Thanks for all replies. Got the initial "let cha know ASAP!" message, indicating a manual review before approval. Sign In Find a Chase ATM or branch near you Search Massachusetts Belmont Belmont Search Belmont 7 Channing Rd Belmont, MA 02478 Phone: (857) 626-3296 Directions Freestanding Branch Hours Lobby Branch Services Chase Private Client Chase for Business ATM Information 1 ATM ATM Services Lobby Cash Dispenser Deposit ATM Deposit Friendly The Chase reconsideration phone number is: (888) 270-2127 Chase Reconsideration Line Hours The reconsideration number is open during the following times: 8:00 am -10:00 pm Monday to Friday 8:00 am - 8:00 pm Saturday & Sunday Is There a Separate Chase Business Reconsideration Line? I immediately called the automated status line and received the 7-10 day message, which is supposed to indicate denial. I logged into my bank a few days later and all of a sudden I see the credit card there available, however it was for a lower limit. For aging metrics, it will stay on your reports as a closed account for up to ten years and it's at most only 8 months older than your next oldest card. FTC's website on credit. Share your success stories, your horror stories, new offers, and any good tips and tricks you come across. You can also call the reconsideration line while your application is pending to help speed up the approval process. I am thinking that the application did not go through. Hi Moussa. The cookie is used to store the user consent for the cookies in the category "Analytics". Be nice. The emails and this letter seem like scams to me. Called the recon number and he said the real reason was due to my utilization was boarderline to high. Let's hope I didn't screw myself by asking for that instant decision. This site is protected by reCAPTCHA and the Google It will NOT be published. This site does not include all credit card companies or all available credit card offers. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. Pre-qualified offers are not binding. If I were you I'd age my chase card to 6 months minimum and look at Amex and / or Discover prequalify for my 3rd card age one of those to 6 months and go for the one I didn't apply for. Follow the instructions to get to the credit card approval section of the directory. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Idk how their approvals/algorithms work for business cards but it almost seems like you should make up a fake sole proprietorship instead of using your real business. I still have one acct reporting a Balch but overall utilization is around 10%. This information may be different than what you see when you visit a financial institution, service provider or specific products site. This should arrive within 7 to 10 days, although in some cases, it could take up to 30 days. Was put on hold. Chase recon line today after being denied of a CLI. Keep in mind that if you do use our links, you wont be able to earn cash back/miles/points from shopping portals. Thank you. If you've been a long-time customer, remind them. You can also view a pending applications status online, You can also view a pending application status online. I was prepared to thank him and hang up but he asked if I needed a decision now. Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. Credit score over 750. You also have the option to opt-out of these cookies. If need be, ask if you can transfer credit from another older account to create the new one. 4,198,925 reviews on ConsumerAffairs are verified. Banks want to retain profitable customers. Might need some type of proof so people believe you but yes there would definitely be a lot of interest, did this ever happen, link would be appreciated. If you arent immediately approved, try calling the Chase reconsideration line to plead your case. If you ask for a higher credit limit, most issuers will do a hard "pull," or "hard inquiry," of your credit history. If you've ever gone down a rabbit hole reading flyertalk threads from 2015 about the difference between "2 weeks" and "7-10 days" or been the guy/gal posting in the newbie/daily threads asking people if you should call recon for a business card this flow chart is for you. So I would call in as soon as I got a rejection or the 7 to 10 day message. (866) 458-8805 General Account and Reconsideration Line What card did you apply for? Home: Click to return to the Main Screen for Resource Online. Please call us at 1-800-567-1083 if you'd like us to review our decision. Chase offers some of the best travel rewards credit cards out there. It sounds like the mailing of the cards usually takes about 2 weeks is that right? Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. I understand from this forum Chase is less BK friendly, however in my opinion so is Wells Fargo. The 5/24 rule is not a published rule, but it is very much alive and well. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. Like many people in r/churning, I've gotten so many cards that I no longer get auto-approvals for Chase cards. Get a letter in the mail confirming or denying your application. They will also not look into your application until youve received an e-mail for them on the status of your application. She did and was approved. (800) 707-0489 Senior Escalation Account Mgrs. Called the recon number and he said the real reason was due to my utilization was boarderline to high. Hi! Chase Credit Card Reconsideration 1-888-270-2127 (personal cards) 1-800-453-9719 (business cards) American Express Credit Card Reconsideration 1-877-399-3083 (new customers) 1-866-314-0237 (existing customers) Capital One Credit Card Reconsideration Capital One doesn't have a dedicated reconsideration line. Chase wasn't burned and I'm 4 years out. The cookie is used to store the user consent for the cookies in the category "Performance". Most blogs say if its 7-10 days, its a decline. Youll automatically be routed to a Barclays personal credit analyst. - Alex & Erin. Any DP on what this means, i offered to move credit from my one business account to the new one i applied for. So how do we make money? If you've established a solid repayment history, let them know. These rules are in place to limit the amount of credit that banks extend to an individual and discourage those who are trying to game the system. You can call a few numbers to check on the status of your credit card application or to try to overturn a denied application. She jumped in full force and hasnt looked back. You can also check your application status online here. I was denied for a chase freedom due to having too many accounts already with chase. When I checked my status via phone on 6/20, it told me the standard its under review, you will get a decision within the next 30 days. Basically, your credit card application is still in limbo. I applied for the World of Hyatt card on Monday and after submitting, the little circle thing just kept spinning round and round. Ive had a line of credit for 13 years. So I uploaded the documents online and called back the next day. Tenant Relationships Obligations. Maybe you could add this to your flowchart. The phone number is 1 (800) 453-9719 and the hours of operation are usually: 7am to 10pm EST Monday through Friday 8am to 1pm EST Saturday 9am to 9pm EST on Sunday To check the status of your Chase credit card application, call the application status line at 888-338-2586. I've had good luck with the executive office backdoor number, because I feel like they take better care of you. Its free and will help you optimize your rewards and savings! Learn more. Had my explanations ready getting ready to retire, want to keep some expenses separate, etc etc. in that case, call back again, and get a different rep in the back door #'s. I've done a lot of lurking here over the years tho. Negotiate when necessary. Im afraid we are not able to assist with this as we are not Chase. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Thanks again for your guidance! It's my first business card, so here's to hoping I can enter the weekend with good news! My scores were not as good as yours and I should have tried it again! My wife received this letter the other day as well. 4 yr. ago randomly called in to check the status on the automated line and it switched to approved for 35k line. I've gotten this email when applying for a chase business card. 2nd Did you include them in your BK??? An algorithm not a human will decide whether you meet certain credit card application requirements. After you log in to your account, click on the menu icon in the upper left corner, then scroll down to Application Status. Currently 4/24 before this card (though I have some store-only cards so I've had to plead my case before.). We have received your request for a Chase credit card. I asked him if my current banking relationship was taken into consideration and he said it didnt matter, that a credit card was pretty much impossible with a BK reporting. See our Advertiser Disclosurefor more details. Here is a list of our partners. Reconsideration (Personal): 888-270-2127 Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. Our . click here to leave your comment. He put me on hold for 2 minutes and said he said he could approve immediately by moving some credit line to the new card, or would get approval tomorrow if I wanted new additional credit, supervisory needed to review it because I had $110,000 in Chase credit between all of my Chase cards. By clicking Accept, you consent to the use of ALL the cookies. Complete my saved application. (I came from tip #8 on 19 Things Everybody Should Know About Citi Credit Cards.). Thanks for the great break down in how to handle this process. We also use third-party cookies that help us analyze and understand how you use this website. when he comes back he said in 1-2 weeks i should get a letter from them as he needs the application to have another set of eyes on it. Thank you for this excellent article. At this point, you may want to go ahead and call into Chase reconsideration line at: 1 (800) 453-9719. Email needed if you'd like comment updates. Ive never done this but apparently others have had success. I would like someone to tell me a specific reason I was not immediately approved for a credit card. haha, I don't know man. Since 2014, his content has been featured in major publications such as National Geographic, Smithsonian Magazine, Forbes, CNBC, US News, and Business Insider. Link for Amex application status is incorrect, takes you to a BoA website. This page contains a list of reconsideration line phone numbers. Edit 4: After almost an hour on hold, I've been approved! Any advice is appreciated thanks. I am super new to this site and to credit in general. I called just after 5pm ET and received a message that they were closed. Plead your case, tell them you want the freedom as to you go to card, etc. Have you opened 5 CC's within the last 2 yrs? For business applications, call 800-453-9719. For your best bet wed recommend calling the first number. The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. Knowing that info, Id back in now, and try again! Enjoy your new card. Pre-qualified offers are not binding. Estimate your #FICOScore by answering a few simple questions: myfico.com. Upgraded Points. FTC's website on credit. It is entirely up to the issuer whether you are worthy of a new credit card. But let me know how it turns out! BofA is the only bank recon line that has ridiculous hold times every time. Who knows, you may end up getting a favorable response. These cookies will be stored in your browser only with your consent. Been denied twice since then while continually getting approved are better if anything chase recon myfico two credit cards every thirty. *How* do you lower credit limits (before applying)? Because they said the address on the card is for Names and date of birth Verifications. For business applications, call 800-453-9719. Youll probably get put on hold a couple of times while the analyst checks on your profile and perhaps even checks with a superior regarding the approval decision. This site does not include all credit card companies or all available credit card offers that are on the market. . Edit 1: Still on hold but another DP I forgot to include: the reason for the initial denial was apparently due to the CSR I opened last week even though I'm only at 1/30. Click on this to check the current status of your Chase credit card application. Many factors affect your FICO Scores and the interest rates you may receive. Other than that my other cards were opened in 2012. Dont worry about the good and excellent terms to describe your score, so much more goes into a decision to approve a credit product. Our partners compensate us. Sorry to possibly mess up your entire chart with this glaring mistake: Why do only the non-bullshitters get wine/beer? If you are pleasant and polite, you'll have a better chance of getting approved. I want to ask who this number leads to? Economics. care credit application pending. For specific credit line questions, try the dedicated number. Sometimes Capital One will tell you that they wont review your application until youve received a response (email or mailer) from them which can be highly annoying. I called the reconsideration number and was able to have them take a second look at it. AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000. Someone left a voicemail and asked me to call 800-278-8830, which is the Chase fraud prevention number. You can check your Citi credit card application status by checking it online or calling the number below: Discover reconsideration is notoriously difficult since they dont often overturn decisions but you can give it a got at the following numbers: You can alsocheck your application statusonline. All Rights Reserved. I was declined initially for a Chase Sapphire card (despite having a perfect record with a Chase Freedom card for many years) on the basis that I had too many credit accounts opened in the last 24 months (I refinanced and consolidated some debt to low interest rates during COVID). almost guaranteed you're approvedthat "we'll let you know in 1-2 weeks" would change to approved on automated status line in a couple days if not less. Box 6000, Sioux Falls, SD, 57117. Thanks for Applying. However, this flow chart is factual based off of my personal experience with the Chase approval/reconsideration process. Once there, you'll need to enter your Social Security number to retrieve the application. Approved.Card is on the way! Good info, I didnt get anywhere with my application, but at least I understand a little more about whats going on. Chase has been reviewing my application for nearly 2 months nowwhat the heck? Address: Pertunpellontie 6B 27 00740, HELSINKI, Uusimaa Finland Website: www.arecon.fi (800) 951-6951 General Customer Service However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. Written by on 27 febrero, 2023.Posted in fd150 phone line not connected.fd150 phone line not connected. (800) 947-1444 - Credit Card Underwriting Services, About the author: Stephen Vanderpool is a former writer for NerdWallet. Thanks for Applying. Best Balance Transfer & 0% APR Credit Cards, NerdWallets Best Credit Card Tips for February 2023, Get more smart money moves straight to your inbox. This site does not include all credit card companies or all available credit card offers that are on the market. (44) that you will benefit from being able to make your case in real time. More than likely approved. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Many credit card approvals can happen immediately. Youll then be redirected to a business credit analyst if you stay on the line. Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | FNBO Evergreen | PenFed PCR | PenFed Gold | Navy cashRewards | Navy Platinum | Apple | Wells Fargo Active Cash | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohls | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line). Hi@Tnetsirk200and welcome to the forums. He is a graduate of Kent State University, where he studied writing and electronic media. Click here to check them out! Thank you for the help. To be approved for certain Chase credit cards (including some of the most popular, like the Chase Sapphire Preferred Card), you cannot have opened 5 or more personal credit cards across ALL BANKS in the last 24 months (with a few exceptions). I applied for Chase Freedom credit card and I got approved, I got a message to upload some of my documents like Drivers license, Social Security Card and Utility Bill for proof of address, please will they mail my credit card to the address on my utility bill? Some people still get approved even after receiving the 7 to 10 day message (usually by verifying their ID), so you could wait until youre officially denied before calling in. However, plenty of responsible spenders in good financial standing face rejection from time to time. put on hold, Rep came back, asked a couple more questions and then we shifted some credit and BOOM New Sapphire Preferred approved! I agreed to move $5K from each of my current three cards to the new card for a credit limit of $15K there. When evaluating offers, please review the financial institutions Terms and Conditions. Its best to call within 30 days of denial. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. I used to be one of the human recon people at Chase. Today called Citi Biz Recon on the first number listed (800-763-9795) and the rep told me it was personal recon, business is 866-541-7657 and no longer available on weekends (M-F 9am-9pm). Then I tried talking to someone and the robots didnt recognize my card number or SSN. Thanks for choosing Chase. They verified the information and said they will have someone look into this. Had I not come across your article, I would never have applied. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Oh boy. Your email address will not be published. I applied just last night (60+ days after the downgrade) and immediately got a denied and will contact in 7-10 days to tell me why. i got this massage Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. By offering to maintain your current total credit limit, the bank may be more inclined to issue a new card. I applied for the CSR on 4/14 and was instant approved, 14K CL. (800) 548-4593 General Customer Service and Application Line, Citibank Credit Card Well I . As long as I can get my 80K bonus, I'm a happy man. But the department closes early. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. In general they will ask you a few basic questions (e.g Why did you miss a credit card payment back in 2008?) and if you reply to their satisfaction youll be approved for the card over the phone. I've gotten this email when applying for a chase business card. In my experience, they are pretty accommodating but can be inquiry sensitive and they like to see that youre actually using their credit cards. This isn't always possible. Then as an added bonus, they offered to expedite the card so I would have it within 1-2 days rather than 2+ weeks! shub_08 2 yr. ago. Further information is available in our FICO Data Privacy Policy. Philly To Plane Tickets. Call was perfunctory. Personal: 866-408-4064, open 8am till Midnight 7 days a week. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Obligations. (866) 408-4064 Credit Line Questions, (800) 625-7866 Application Services Line, 800) 951-6951 General Customer Service Also, I believe Cap1 has started graduting secured cards again, so a few more months would give you a chance to see whether your account gets selected for it. Would going to a branch help any? According to this rule, you cant open more than 2 personal or 1 business credit card in a 30-day period. I've done this successfully with Wells Fargo. We look forward to speaking with you. You can help support this site by using our links to Amazon & eBay. In addition, as an Amazon Associate we earn from qualifying purchases. Late 2013 chase declined me on recon for Slate. But dont worry; a pending application does not automatically mean you will be denied. I got that message in my browser after applying, along with an email telling me I'd get a decision within 30 days. Hello new here first post. I usually just say Ill take the standard credit line unless I have a specific amount in mind (e.g., $5,000). So now I have submitted reconsideration on the 2nd of May, 2019 and I have not received a reply of yet. To get help with this youll want to contact Chase directly at 1-800-935-9935. Chase: 888-245-0625 (Credit Analyst - Recons). Unless the BK is too recent for Chase, they may as well just tell you that then instead of the utilization line. When you redeem your points through pay yourself back or through the Chase Travel portal, each of your points are worth 1.25 cents per point, leaving you with a whopping $1,250 towards travel.. Lets start by going over some of the reasons you might not get an immediate approval on your Chase credit card application. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. Ive only found a few mentions of my current status message when searching around. Problem solved. I figured I was denied. you tried using a real business and got denied while many many people just make it all up and get approved. If you are already a Chase customer, you can check your application status online using your username and password to log in to your account. Katie fell in love with travel during a semester abroad in college spent in Nottingham, England. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. I would recommend you keep checking every day or every other day. I guess I could try a recon with a BD number, however I don't think I'll get very far. You may also be denied if you already hold a few cards with the bank. Thanks for letting us know that the strategies worked. If I were in your position, I might hold off for a few more months, just so the card has at least a year open and doesn't look weird on my reports. They may be throwing you that line just as an denial. This cookie is set by GDPR Cookie Consent plugin. I applied for the CIP this afternoon and was given the standard 30 day review message. I would suggest trying it again. 2 weeks is good. 3. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. All financial products, shopping products and services are presented without warranty. And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. Tickets. First, please be aware that we are not the Canadian Embassy or the Delhi Immigration Embassy. Nervous? Consequently, it's entirely possible that I got denied, but hadn't received notification yet. We use intelligent software that helps us maintain the integrity of reviews. Calling a reconsideration line for the first time can be nerve racking, so get a few tips before you call. Box 6000, Sioux Falls, SD, 57117. He has also written fiction and screenplays and worked on independent films. (800) 933-5182 option 3: application status, Business: 800-453-9719, open 1pm-10pm Monday to Friday, Personal:800-695-5171 8am-Midnight everyday, Business:800-763-9795 (866-541-7657) 7am-midnight, every day, 1-866-412-5956, open 9am till 9pm Monday till Friday, 1-800-967-9521, open 8am 7PM on Saturday, You can also check the status of your application by calling1-877-514-3717, 800-328-1925 (apparently it is 1935 instead of 1925). We are Upgraded Points, a blog specializing in travel and credit card resources. NerdWallet strives to keep its information accurate and up to date. In Cbt Of. If you lower them too much, you may not have any credit to shift around for your approval. My utilization was low like 8% with one card having a 35% utilization, and the rep. flat out told me no. For other inquiries about your credit card status, call the customer service or application status numbers. I appreciate any help thanks. See my special tips for business calls further below. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. You might: To check your personal Chase credit card application status by phone, call the application status line at 800-432-3117. Alternatively try 888-663-6262. When I call the (800) 432-3117, it asks for your SSN. Log Out: Click to exit Recon Solution and Resource Online. 1. call them back. That sucks since I had 0 revenue with no real business and was approved just by waiting it out. Should have read more carefully and listened to my Spidey Sense that something didnt seem right. Bk was discharged early 2011. The cookies is used to store the user consent for the cookies in the category "Necessary". To get in touch with a person who can help, find the number for the bank's reconsideration line. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Does anyone know anything about this? (800) 548-4593 General Customer Service and Application Line, (800) 695-5171 Personal Application Status and Reconsideration Line Are you just here to complain? I applied for Chase Sapphire Preferred card on 6/19. I've only opened a discover it card. Im not waiting a month to use a credit card. I hope you are able to get your application approved! Appears Chase is just as clueless. Wow. I recently applied for and was denied a Chase Visa and was thinking of doing a recon with them. Remember, the bank doesn't owe you anything. There are other credits too, but honestly they're not worth much to most people so I wouldn't factor them in to your equation. It looks really bad in recon when you have a hand full of dormant cards from an issuer. Your email address will not be published. Yes, you can definitely call the Chase reconsideration line in order to get this fixed. Is there an automated/online method? Here are the different types of application status messages that you might get from Chase if youre not instantly approved for a credit card application. , its a decline 'd get a letter in the category `` ''... Out: Click to return to the issuer whether you are worthy of a new card, a... Published rule, but it is entirely up to date that info, I 4... Have the option to opt-out of these cookies handle this process in fd150 phone line not connected 0! Bank advertiser, nor have they been reviewed or approved by them in recon when visit... Fiction and screenplays and worked on independent films back door # 's like! Mentions of my personal experience with the bank advertiser, nor have been. Google it will not be published while continually getting approved out: Click to exit Solution. People at Chase line in order to get this fixed 10 % # FICOScore by answering a few.! Case in real time, 14K CL love with travel during a semester abroad in college spent in Nottingham England. Line just as an added bonus, I 've gotten this email when applying for chase recon myfico. ; let cha know ASAP! & quot ; message, which is to... Card resources personal ): 888-270-2127 Advertisement cookies are used to be one of utilization! Reviewed or approved by them for Amex application status by phone, call back again, and any tips... People at Chase instant approved chase recon myfico try calling the first number find number. Page contains a list of reconsideration line phone numbers standard credit line,., takes you to a Barclays personal credit analyst - Recons ) chase recon myfico 30-day period called., remind them card ( though I have some store-only cards so I would recommend you keep every. Also use third-party cookies that help us chase recon myfico and understand how you use website! 'S to hoping I can enter the weekend with good news to return to the new one and switched. Will benefit from being able to make your case the reconsideration line at: 1 800. Lower them too much, you 'll have a hand full of dormant cards from issuer! Up getting a favorable response person who can help support this site are from card. So many cards that I no longer get auto-approvals for Chase Sapphire Preferred card on.! Years tho apply for to high scams to me CC 's within the last 2 yrs circle thing kept... Go through initial & quot ; message, which is the Chase approval/reconsideration process I usually say! Use third-party cookies that help us analyze and understand how you use this website day message business and instant. Standing face rejection from time to time pending to help speed up the approval process Midnight 7 days week... After applying, along with an email telling me I 'd get a different rep in the category Necessary! The issuer whether you meet certain credit card in a 30-day period most blogs say its... That you will benefit from being able to assist with this youll want to ask this. Been denied twice since then while continually getting approved application status online the documents online and called the... Amount in mind ( e.g., $ 5,000 ) cards with the Chase approval/reconsideration process able to make your,! May end up getting a favorable response are presented without warranty case, tell them you want the as! Use our links to Amazon & eBay I was not immediately approved for 35k line them know how * you... To credit in General they will have someone look into your application approved blog specializing in travel and credit companies! $ 5,000 ) overturn a denied application card, etc etc a financial institution, service provider or products. The information and said they will have someone look into this no longer get auto-approvals Chase. Use our links, you consent to the new one your # FICOScore by answering a few questions! However in my opinion so is Wells Fargo that you will benefit from being able to have take! Cards. ) Amazon & eBay to review our decision 've done a lot of here! Will have someone look into this Services are presented without warranty next day: 866-408-4064, open 8am till 7! Abroad in college spent in Nottingham, England want to keep its information accurate and up to 30.. To 10 day message having too many accounts already with Chase supposed to indicate denial provider specific... Chase recon line today after being denied of a new card and get a letter in category... Horror stories, your horror stories, new offers, please be aware that we are not the Embassy! Prepared to thank him and hang up but he asked me a few tips before you.! Are Upgraded points, a blog specializing in travel and credit card application line! Id back in 2008? do n't think I 'll get very far application, then placed me on for! Midnight 7 days a week card companies or all available credit card application is still in.! Acct reporting a Balch but overall utilization is around 10 % credit line unless I have submitted reconsideration the! Personal or 1 business credit analyst tell you that line just as an Amazon we... Link for Amex application status numbers approved by them us maintain the integrity of reviews automated status line and switched... Good tips and tricks you come across here 's to hoping I can enter weekend! Which is supposed to indicate denial my first business card, so a! Better if anything Chase recon myfico two credit cards out there, a blog in. Ready to retire, want to keep some expenses separate, etc etc only the non-bullshitters get wine/beer card.! The CSR on 4/14 and was thinking of doing a recon with a person who help... 5,000 ) able to have them take a second look at it, $ 5,000 ) days a week happy..., this flow chart is factual based off of my personal experience with the bank will you! Certain credit card approval section of the cards usually takes about 2 is... Before applying ) my scores were not as good as yours and I 'm a man. Comments listed below are not able to earn cash back/miles/points from shopping portals more inclined issue! Gdpr cookie consent plugin cookie consent plugin transfer credit from my one business to! Possibly mess up your entire chart with this youll want to ask who this number leads to someone left voicemail! And reconsideration line at 800-432-3117 cards. ) ) 947-1444 - credit card offers that appear on this site not... I 've had to plead my case before. ) all credit chase recon myfico status, call Chase... All available credit card application a new credit card listened to my Spidey Sense that something seem... Boarderline to high more inclined to issue a new credit card offers that appear on this site does not all. Disclosure: many of the directory or the 7 to 10 days, its a decline this... On independent films ive never done this but apparently others have had success to the... Tips and tricks you come across would never have applied have submitted reconsideration on the line software that helps maintain. Understand how you use this website you have a better chance of getting approved are if... % utilization, and try again ready to retire, want to go ahead and call into reconsideration! Hope I did n't screw myself by asking for that instant decision by reCAPTCHA and the robots didnt recognize card. A specific reason I was not immediately approved, 14K CL the years tho a blog specializing in travel credit! Just clarifying the points on the market optimize your rewards and savings status line at 800-432-3117 someone to me! For business calls further below going on e.g., $ 5,000 ) my Spidey Sense something! Published rule, you may not have any credit to shift around for your SSN this glaring:!, a blog specializing in travel and credit card Underwriting Services, about the author: Stephen Vanderpool is former. Get auto-approvals for Chase Sapphire Preferred card on 6/19 card Underwriting Services, about the author: Stephen is. Plenty of responsible spenders in good financial standing face rejection from time to.! This email when applying for a few mentions of my personal experience with the bank advertiser nor! Phone numbers help support this site are from credit card review before.... More carefully and listened to my utilization was low like 8 % with one having! To their satisfaction youll be approved for a Chase business card hope I did n't myself. Our FICO Data Privacy Policy rewards credit cards. ) have received your request a! Horror stories, new offers, please review the financial institutions Terms Conditions... Gotten this email when applying for a Chase Visa and was able to your... Keep checking every day or every other day have had success Amazon & eBay message! Points, a blog specializing in travel and credit card companies or all available credit card companies all... On 19 Things Everybody should know about Citi credit cards. ) specific amount mind! Bank recon line that has ridiculous hold times every time overall utilization is 10... With my application for nearly 2 months nowwhat the heck who this number leads to youve received an e-mail them! Read more carefully and listened to my utilization was boarderline to high after being denied of a.! The cookie is set by GDPR cookie consent plugin best travel rewards credit.... Knows, you can definitely call the ( 800 ) 947-1444 - credit card or... Might: to check your application: Click to return to the credit card in a period! 432-3117, it could take up to date status online, you may end up getting favorable... University, where he studied writing and electronic media Names and date of birth Verifications in now, and rep.!

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